It is recommended that all users closely scrutinize this Privacy Policy. By choosing actions such as "Register", "I Accept the Privacy Policy of Meast Cash", "I Authorize the Collection, Use, Disclosure, Storage, Transmission, and/or Handling of My Personal Information as Defined by Meast Cash's Privacy Policy" or akin expressions found on the Meast Cash registration or within the service usage, you confirm your comprehension and agreement to how your personal information will be treated as stated herein.
1. General
If you need to reach out for any reason, our email is contactus@metroeasttech.com.
In our commitment to maintaining the highest standards of privacy, we regularly update our Privacy Policy. The most recent update was on 02-21-2026. We recommend that you check this page often to stay informed about changes to our Privacy Policy.
2. Financial Service Provider Synopsis
Introducing Our Loan Provision Partner: Meast Cash is allied with premier loan providers to offer comprehensive credit and loan services. Familiarity with our partners is a cornerstone of our service ethos.
Loan Service Provider Attributes:
Entity Name: Lucky Shell Fintech Lending, Inc.
Regulatory and License Data:
SEC Identification Number: CS201912995
Certificate of Operational Authority: 3055
Locator Details:
Email Assistance: info@luckyshellfintech.com
Telephone Number: 9363590862
Address: Unit 1009, Cityland Pasong Tamo Tower, Chino Roces Avenue, Pio Del Pilar Makati, Metro Manila, 1230 Philippines
3. The Collection and Stewardship of Your Data by Meast Cash Include:
Essential identity information such as names and birthdays;
Loan application inputs covering earnings, job details, loan objectives, and particulars of your mobile device;
Various contact avenues, like your mailing address, telephone numbers, and electronic mail;
Detailed borrower information including Social Security details, employment background, acquaintance contacts, and emergency numbers;
Specifications of your mobile equipment, including its ID, operating system type, user configurations, account information, and connectivity details, with screen metrics;
We gather this information (collectively referred to as "Info") through:
The process of installing our app or showing interest in our loan products;
Any form of interaction with our support or loan application teams;
Consultations with credit validation services for data verification against national and private databases or with organizations dedicated to fraud deterrence;
The acquisition and regulation of your Info by Meast Cash is integral to offer you our services or comply with legal obligations. Absent your direct consent, we do not collect your Info.
4. The Way Meast Cash Employs Your Information
To ascertain your qualification for loans and services, analyzing financial stability and suitability for service enhancements.
Management of loan agreements, ensuring efficient processing and execution of financial obligations.
Identity verification to ensure the reliability of client data.
Implementation of measures to safeguard against fraud and secure service integrity.
Upgradation of Meast Cash's service portfolio to better meet user needs.
Tackling of any operational issues experienced by clients.
Compliance with legal mandates focusing on client authentication and financial crime deterrence.
Distribution of promotional content, subject to your acceptance.
Communication about service advancements and news.
Cooperation with credit validation and fraud mitigation partners.
Customer service excellence and engagement through selected communication modes.
Grounds for Processing Client Data:
Leveraging legitimate interests for service enhancement and operational efficiency.
Adhering to our contractual commitments to you, including addressing inquiries pre-agreement.
Processing based upon your explicit approval for certain data handling procedures.
5. Privacy and Data Handling Policy at Meast Cash
Data Management and Sharing Consent
The Borrower authorizes Meast Cash to use their information for ongoing assessment of creditworthiness and to ascertain eligibility for further financial or consumer services. This includes potential offerings from Meast Cash or through external services, requiring comprehensive evaluation of the borrower's financial standing.
Meast Cash is committed to the non-disclosure of personal data, in accordance with applicable laws, except where sharing is necessary for service provision. Limited data sharing for research purposes is conducted under stringent privacy measures, aiming for the anonymization of such data before sharing with research entities.
By engaging with Meast Cash's services, borrowers permit the sharing of their data under stipulated conditions to:
The Meast Cash's wide-ranging network, including affiliates and specialized third-party providers, under executive supervision;
Financial intermediaries and institutions, credit agencies, and parties involved in fraud detection, offering essential support services;
Third-party organizations assisting in the collection of outstanding debts or in the provision of technological and cloud services;
Government and regulatory bodies in cases of legal compliance, tax obligations, or significant corporate transitions like mergers or acquisitions;
Other necessary parties, under the premise of legal requirements, agreement enforcement, or ensuring the safety and rights of Meast Cash and its stakeholders.
Adherence to this policy ensures that Meast Cash maintains a high standard of privacy and data protection, in line with legal requirements and service enhancement goals.
6. Duration of Data Storage by Meast Cash
At Meast Cash, the retention of your Data is carefully managed to ensure it is kept no longer than is necessary for achieving the aims of our Privacy Policy. Thereafter, a prudent timeframe is observed to satisfy the completion of our service delivery. Furthermore, we reserve the right to retain your Data for extended periods under certain conditions: (i) to adhere to legal and regulatory obligations; (ii) when the law explicitly allows for such retention; and (iii) to establish, exercise, or defend legal claims.
7. Automated Profiling and Decision-Making at Meast Cash
Meast Cash's approach to offering financial services leverages automated profiling to ensure that our offerings align closely with your financial needs and circumstances.
Tailored Financial Solutions: Our system uses sophisticated algorithms to determine your eligibility for loans, focusing on efficiency and accessibility for all customers, irrespective of their financial history.
Identifying and Mitigating Financial Risks: Automated processes play a crucial role in detecting potentially fraudulent activities, employing advanced analytics to safeguard against financial risks.
Rights in the Face of Automated Decisions: Meast Cash respects your right to understand and challenge decisions made by automated processes. For a human review of any decision affecting your loan application or service eligibility, please reach out to: contactus@metroeasttech.com.
8. Unsubscribing from Advertising and Marketing
If you would like to unsubscribe from any of our marketing, advertising or promotional materials, please send your request to our email address or contact us by phone. Upon receiving your feedback, we will ensure that you are removed from our marketing distribution lists, thereby respecting your preference to no longer receive promotional information.
9. Consent and Delegation by Engaging with Meast Cash App
Upon the installation and utilization of the Meast Cash App, you consent to:
Adhere to the conditions of this Privacy Policy;
Allow Meast Cash the authority to process your Information, which may span across personal, sensitive, and confidential data types as per relevant legislation, in alignment with the practices described in this Privacy Policy;
Affirm the truth and completeness of all Information you have supplied and commit to provide to Meast Cash;
Grant Meast Cash permission to undertake verification processes to confirm the accuracy of the provided Information;
Acknowledge Meast Cash's requirement to share your Information with regulatory entities including but not limited to the Bangko Sentral ng Pilipinas, Anti-Money Laundering Council, and credit reporting bodies to meet statutory and legal duties.
10. Facial Recognition Data Handling Consent
Consent for Collection and Use of Facial Recognition Data
As a part of our dedication to maintaining the highest level of account security and authenticity, this application integrates facial recognition technology during our Know Your Customer (KYC) procedures. Below is a breakdown of our approach to managing facial recognition data:
Collecting Facial Recognition Information: Our process involves collecting data related to your facial features and biometric identifiers. This step is essential for identity verification and safeguarding your account against unauthorized access.
Purpose Behind Using Facial Data: The sole use of the collected facial data is to perform KYC verifications, ensuring that each account is genuine and protected. This data will not be exploited for commercial aims outside of this context.
Privacy and Sharing of Facial Data: We assure you that your facial data remains confidential and will only be shared under legal compulsion or with your direct consent.
Facial Data Security Measures: Comprehensive security protocols are in place to protect your facial data on our servers, ensuring its safety through stringent technical and organizational strategies.
Duration of Facial Data Retention: Your facial data will be retained solely for the period necessary to accomplish KYC verification purposes. Subsequent to this process, immediate measures will be employed to either delete or anonymize your data.
Your Rights Over Facial Data: You retain the right to review, modify, or request the deletion of your facial recognition data at any moment. For any inquiries or to exercise these rights, our privacy team is at your disposal.
By using this application, you acknowledge and consent to the outlined facial recognition data practices. Our commitment is to uphold your privacy and data security at all times.
For additional information or if you seek further explanation, please reach out to our privacy team. Your security and trust are our top priority as we strive to offer a secure and efficient service.
11. The Effect of Withholding Your Personal Information from Meast Cash
While providing your personal information to Meast Cash is not mandatory, choosing not to share this data or withdrawing your consent for its use might restrict our capability to offer you our current or envisaged services. This limitation might necessitate the termination of our service provision to you, as aligned with legal allowances. Furthermore, should there be a legally justifiable reason, such as the need to pursue outstanding debts, we reserve the right to keep your information for as long as necessary to fulfill such obligations, even in instances where you've requested data erasure.
